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Insurance policies can vary from one insurer to the next.
Each policy will depend on the type of car being insured and more importantly the person. The person’s age, gender and history all play a part in calculating the premiums.
It is already common knowledge that new drivers, particularly those under the age of 25 are charged higher rates, but it now emerges that the older driver is being stung with high rates also.
Many insurers will refuse quotes to the over 65’s however, those that can find an insurer will get a raw deal simply because of their age.
Research shows that an annual policy with one insurer (who specialise in insurance for older drivers) for a 75 year old women would cost in the region of £700, but for an 85 year old women more than £1200.
Natasha Simper of Britannia Driving School said: “My advice is to shop around – online quotes often beat telephone quotes despite offering the same cover. No matter what your age, you can never predict what will happen on the roads so make sure you get yourself covered.”
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